Compliance Center

What is CROA (Credit Repair Organizations Act)
CROA (Credit Repair Organizations Act) The Credit Repair Organizations Act was set in place to protect you, the consumer, from credit repair companies e...
Mon, 7 May, 2018 at 6:26 AM
What is the Fair Credit Reporting Act?
Fair Credit Reporting Act As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Cred...
Fri, 11 May, 2018 at 8:48 PM
What is the Fair Debt Collection Practices Act?
Fair Debt Collection Practices Act THE FAIR DEBT COLLECTION PRACTICES ACT As amended by Pub. L. 111-203, title X, 124 Stat. 2092 (2010) As a public se...
Mon, 7 May, 2018 at 6:43 AM
What are the three major credit bureaus?
Credit Reporting Agencies A credit reporting agency (CRA) is a company that collects information about where you live and work, how you pay your bills, wh...
Tue, 8 May, 2018 at 2:37 PM
What is TCPA (Telephone Consumer Protection Act)?
Telephone Consumer Protection Act 47 U.S.C. § 227 SEC. 227. [47 U.S.C. 227] RESTRICTIONS ON THE USE OF TELEPHONE EQUIPMENT (a) DEFINITIONS.—As used in...
Mon, 7 May, 2018 at 6:52 AM
What are Innovis Credit Reports?
- Your Innovis Credit Report contains personal information such as your name, address, Social Security Number, date of birth, and telephone number. It also ...
Tue, 8 May, 2018 at 2:41 PM
What is LexisNexis Reports and who are they?
LexisNexis Risk Solutions is a leader in providing essential information that helps customers across industries and government predict, assess and manage ri...
Tue, 8 May, 2018 at 2:35 PM
The FTC protects consumers by stopping unfair
The FTC protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace. We conduct investigations, sue companies and people tha...
Mon, 7 May, 2018 at 6:57 AM
What is CFPB (Consumer Financial Protection Bureau)?
The CFPB aims to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. They protect consumers from unfair, ...
Mon, 7 May, 2018 at 6:59 AM
What is ChexSystems?
Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems' c...
Tue, 8 May, 2018 at 2:37 PM